Building insurance in Ireland
A legal requirement for landlords in the Republic of Ireland, needed every 12 months. It applies to every rented property, and is the landlord’s own to do.
At a glance
- How often
- Every 12 months
- Who does it
- The landlord (or their agent)
- Applies to
- Every rented property
- Legal status
- Legal requirement
Common questions
How often is the building insurance needed in Ireland?
The building insurance is needed every 12 months in the Republic of Ireland, counted from the date of the last one.
Who is responsible for the building insurance?
The landlord, or an agent acting for them. In the Republic of Ireland the building insurance is the landlord’s own to do.
Does it apply to every rented property in Ireland?
Yes. It applies to every rented property in the Republic of Ireland.
What does the law say?
Residential Tenancies Act 2004, s.12: the landlord must insure the dwelling against damage to its structure, unless cover is unobtainable or unreasonably expensive.
Written from the same rule Beamwise uses to track this for properties in the Republic of Ireland, last updated . Rules change, so check the legislation named above or take professional advice before relying on it.
Other requirements in Ireland
- Building Energy Rating (BER) certificate
- Local Property Tax
- Minimum standards check (structure, heating, ventilation, facilities)
- Rent setting notice for a new tenancy
- RTB tenancy registration (new and annual)
- Smoke alarms, fire blanket and CO alarms (minimum standards)
- Tenant information pack
- Chimney sweep / solid-fuel appliance service
- Electrical periodic inspection report
- Gas safety check (RGI Declaration of Conformance)
- Oil boiler service
- Rent reviews: national rent control
Let Beamwise keep track of this for you.
Add a property and Beamwise works out which of these rules apply, reminds you before anything runs out, and sends tenants their copies. Free for your first property.